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posted on: 3/16/2012 1:13:51 PM EST
Wait! I'm not ready for retirement yet!
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Retirement. For some it’s 40 years away and barely a blip on the radar. For others, it’s approaching like a speeding train. How have you planned for retirement? For someone at age 65, you would need to have approximately $1.1 million saved in order to take a $50,000 payout each year to live on. Are you nearing that amount? How far away are you? How will you get there?

Data has shown that over half of all workers have less than $25,000 in savings. Even worse, a study by the Employee Benefit Research Institute shows that 54% of all retirees have less than $25,000 saved. For many, the stock market dealt fatal blows to their investment portfolios. Added to this is the declining value in homes and the inability of retirees to draw on equity that is no longer there. How will they survive?

What can be done? For those that have not yet reached retirement, I would suggest saving now. Time is one commodity that we can never get back, so use it wisely and to your advantage.
Two words can make a huge difference in every person’s life, regardless of if they are years away from retirement or are already there: RESIDUAL INCOME. It is money that is earned now, but that continues to pay you month after month after month. It will be your new best friend.

While I am still many years away from retirement, I realized that residual income was going to be an integral part of my financial future. As an Affiliate Business Owner with Xpress Healthcare, I have a business that I can operate from my home, on my schedule and market anywhere across the United States. I am able to save individuals and families 10-85% off their healthcare costs as well as providing them with identity protection, roadside assistance, legal access, discounts on pet care and cash back for online purchases. It is perfect for anyone without insurance, with limited insurance or with a full insurance plan, because it saves everyone money. While I am helping families, I am earning residual income for each plan sale I make. If I choose to build a team of people working with me, I will also earn residual income. I utilize the internet for the majority of my day, which makes this ideal for those who want to work exclusively from home.

No matter how near or far retirement is for you, please take the time to start planning now. Make the most of the time you have and you’ll reap the rewards later in life. My decision to work with Xpress Healthcare was been the best decision I could have made. I see how residual income will allow me to have more money in retirement, which means I’ll be able to do all the things I have planned – and more! As an added perk, I also have a benefit plan that saves me money on healthcare and provides additional benefits as well.

For more information about becoming an Affiliate Business Owner with Xpress Healthcare, please visit  cherylhess.xpressabo.com/opportunity.php




BUSINESS OWNER COMMENTS:  leave comment
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Julie Klein    427 day(s) ago
Since I truly am at retirement age, this hits home. Do I have $1.1 saved? Not even close! I do have far more savings than the average person according to your information, but not yet enough upon which I can retire. Like you, I'm fortunate to be building a nice residual income with Xpress Healthcare. For those reading this who have not yet begun to build their own residuals, Cheryl will help you get started!
 
Ron Barnas   428 day(s) ago
Hi Cheryl, Never to early to be thinking about your retirement, looks like you may be on your way to an early one. Wish you all the best.
 


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