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Kareem Lewis
Member Since: 10/1/2018
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Kareem Lewis   My Press Releases

A New Car...You Don't Have To Be In A Hurry!

Published on 1/27/2019
For additional information  Click Here

Okay, so you had your car for a certain amount of time (example: 15 years, maybe more), and it has given you great service for a long period of time. You know, deep inside, that you want to get another car (mileage is also a factor), but you do not want the payments. When you think this way, you have two options:


1) Keep your car longer (hoping that it can last a little bit longer)


2) Buy another car (having to make payments)


Mind you, most or some of us, may or may not be ready for payments, but it is something to think about.


If you got your car brand new and did your best to keep it up over the years, and it reached a certain mileage plateau (for example 200,000 miles), you probably did alot of work for it to last this long because you knew that you where going to keep it for a long time after you paid it off.


Moreover, if you tell people that your car is a certain age with a certain amount of miles, some of them will tell you this: "You are going to get another car, right?" You can respond this way: "When I am ready, I am not in a hurry." You can't worry about what people tell you. You do what is best for you with your situation.

But, if you do decide to get another car, because you don't know the next major repair that you will have to do, you can listen to the radio or watch advertisements on tv. These two sources can be very handy for you. An example of this can be if you go to your credit union or bank. They can save you some money, and they will do a credit check and see how your credit is and if your credit is good, they will tell you how much you qualify for a check amount to a dealership. If you qualify for a certain amount, the credit union or bank will give you a check, and you can go to the dealership with confidence. If the dealer doesn't have a car that you want, the check is good for maybe a month or a month and a half. After that, you may have to reapply for the loan again. But, if you see a car that you want, you can test drive the car, and if you like it, you can give them the check without being afraid of negotiating and wasting time. 


Lastly, after everything is done, you can enjoy your new purchase. Just remember when payments are due, and you shouldn't have any problems. And, if you can, you can pay extra on your car payment. 

Member Note: To comment on this PR, simply click reply on the owners main post below.
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