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Barbara Harris
Member Since: 1/25/2012
  
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Get Quotes from an Independent Insurance Agent

?Life insurance companies must set their pricing with the state, which means anyone who sells a life insurance product will have the same prices as everywhere else. 

?Independent Agents work for their clients:  We use our experience and reach to find the few best companies for each situation. We can do the majority of your research for you and provide information you may not have known to ask about the policy and/or the insurance company.  I can help you make an informed decision.

Captive Agents work for one insurance company:  They can’t sell you a policy from anyone else. That severely limits your ability to find the company with the best underwriting guidelines for you. A company can offer several products, but if they overcharge for certain illnesses, you will not know there are better rates available for your situation.

Why You Should Use Plan Ahead Insurance

I work with underwriting advisers who are familiar with how their life insurance company prices a policy based on your good health or pre existing conditions. I will gather information about your health and work with underwriting advisers at dozens of insurance companies to determine which companies are most likely to approve you at the lowest rate.

There is no charge for this service.  My goal is to find you the best and lowest cost life insurance policy..

Contact me with questions or concerns about finding low cost life insurance that suits your needs

(800) 249-3154

Barbara@planaheadinsurance.com

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