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Shanice Patrella
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Shanice Patrella   My Press Releases

Do the Math:: MCA Commission Structure

Published on 6/17/2013
For additional information  Click Here


Motor Club of America (MCA) has been around since 1927 that offers Motor Club benefits including emergency roadside assistance, travel assistance, daily hospital benefits, bail & arrest bonds, attorneys fees, and even discounts on dental and vision services! There are so many more benefits and you can refer to my previous blog post >> here << to see more of a detailed list of what MCA has to offer.

So, you think the benefits are amazing, but you want to know what exactly you are able to recieve should you go ahead and and become an associate. How do you earn thousands of dollars per week? Well, let me tell you the math is easy!


For each person that you refer to MCA, you recieve $80. It's that simple! The people at TVC matrix that are helping to manage MCA are so confident in their product that they are willing to pay 200% of the cost of the product that your associates are in turn helping you sell. The math on this one is easy! If you have a certain amount that you would like to make per year, divide that down and see how much you would need to sell in a week. For example, say I would like to make $100,000 in a rolling 12 month period. There are 52 weeks in a year, so you would divide $100,000 by 52 which equals approximately  $1,924. To earn $1,924 per week I would have to recruit 25 people each and every single week.

But wait, there is more! Did you know that you get overrides on your recruits? For each person that continues to stay active in your first generation downline, you will also earn $6 in override advances. So if I have 25 people in my downline each week, then essentially I am making an additional $150 per week. Awesome, right? That's what I said!


Have you ever lost a recruit because they are worried about recision and the fact that people might cancel? Well, worry no more. I found that many of my associates do not effectively know how chargebacks work.

Chargebacks are completely different from pay backs. Pay back is when you have a certain amount debited from your credit/debit card or bank account due to a cancelled product. A charge back is a debit from a future commission amount. TVC uses the "17 month rule" where chargebacks occur for any client that cancels before 17 months are up for membership. $80 divided by 17 months is approximately $4.62 that would be charged back for each month that the plan was not used.

For example: If a member cancels in their 10 month, then you would be charged-back the remaining 7 months which have not been earned…or 7 x $4.62 = $32.34.This chargeback is taken from any existing commissions due you for the week. So if you only had 2 sales for the week, your commission check would be $160 - $32.34 = 127.66. If you have 15 commissionable and processable Total Security sales that week, you will receive a bonus for any chargebacks you had that week, otherwise your total chargebacks cannot exceed 50% of your check for a given week.

If the customer cancels and recieves a full refund, there is no chargeback and it counts as a "no-sale". 

I know it sounds confusing but I promise it is much simpler than it looks!  If you have any questions, please feel free to text me at 321-300-6297 or email me at You can also visit my website located HERE for more info!

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