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Eric Wilson
Member Since: 2/7/2018
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Eric Wilson   My Press Releases

What is mortgage term insurance and should we buy it.

Published on 4/25/2019
For additional information  Click Here



I had lunch with a friend of mine last week. He had just refinanced his home. He said it was amazing how many letters he received about purchasing Mortgage term insurance.

I gave him a recommendation. DO NOT BUY MORTGAGE TERM INSURANCE. If you are smart, you can purchase a TERM LIFE insurance in the amount of your mortgage maybe even more for probably 10% less money, and you will be protecting you and not the bank.

With a mortgage term policy, if you die, your mortgage gets paid, that is it. The bank gets thier money, nothing left for the family.

With a TERM LIFE, if you die, and I really hope you do not. Your beneficiaries get the money to do what they want with it. Paying the mortgage off, might be what they do with it, or maybe they are paying tuition. Either way, there is more flexibilty in a term life product.

 Eric Wilson, is the president of I Sell Health, Inc. A Chicago area insurance agent who serves the Mid-west. He can be reached at 888-448-5370. You can visit online at or email him at


Eric Wilson
Eric has been serving clients throughout the country since 2004. He Specializes in Individual Health, Group Health, and Medicare, and planning a tax-free retirement. He is also an expert on the Affordable Act. I am passionate about what I do, and it shows in my work and proven track record. Want to learn more? Follow me on my social channels, or contact me directly - I’d love to hear from you!
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