SELECTED PRESS RELEASE:
9/6/2011 12:17:50 PM EST
|Most consumers can’t become your customers because…
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Most consumers can’t become your customers because…
• Less than 10% of consumers use cash or check for purchases over $1,000.
• 32% of consumers don’t own a credit card and 68% of US credit card holders
are within less than 5% of their available credit limit.
• Only 33% of US consumers are considered as prime borrowers with credit
scores of 690 or greater.
If your average ticket price is over $1,000, an affordable payment plan
can help you convert more of the browsers to buyers.
Why offer Financing?
Offering a payment plan can be the difference between closing a sale and turning a customer away
Overcome affordability objections - remove the focus from cost and minimize discounting.
Close deals sooner - introduce financing early in the process to accelerate and shorten the sales cycle.
Strengthen relationships - help your customers acquire what they really want.
Extend relationships and boost loyalty.
Typical Finance Customer Profile
? Can’t afford to pay cash for their purchases over $1,000
? Doesn’t have the available credit on their credit card
? Wants to avoid tying up their general purpose credit cards
? Can’t attain financing from a traditional bank or lender
? Wants affordable monthly payment plans of $50 to $300
• Fast and easy application process
• Instant decisions within minutes in most cases
• No liability for your business – zero risk
• Larger credit spectrum of consumer approvals
• Single platform to apply, get status updates and
run detailed reports
• Excellent staff training and ongoing support
• Amount Financed: $1,000-$30,000
• Terms: Up to 72 months
• Zero Interest Promotional Options: Up to 24 Months*
• APR: Starting at 8.99%
• Minimum Credit Score: 550
• Quick Approvals: Decision within seconds for well-qualified borrowers
• No Additional Fees: No co-signer or guarantor fees, No prepayment
penalties, no balloon payments
* Zero Interest Option: If the financed amount is paid in full within 24 months, no finance charge will be assessed.
Monthly on-time payments are required. Subject to eligibility. Merchant participation is required.
Confidential and Proprietary
NOTE: These terms, conditions and prices are subject to change without notice.
Get more information on this HUGE opportunity - www.ibourl.com/d2b
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