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Shelly Rogers
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Shelly Rogers   My Press Releases

Nevada Insurance Enrollment Explains Why Nevada’s State-Run Health Insurance Enrollment Platform Brings Positive Changes

Published on 4/9/2019
For additional information  Click Here

Nevada is Leaving HealthCare.gov for 2020 Health Insurance.

Post - The State of Nevada Is Leaving HealthCare.gov

This fall, Nevada residents who purchase individual health insurance from the Marketplace will enroll in a plan through a state-run platform. This change is expected to bring a better user experience and significant cost savings to the state over the coming years.

Currently, Nevada residents purchase individual health insurance plans through Healthcare.gov. In addition to Nevada's existing state-run exchange called Nevada Health Link, the state is steadily working towards having its own enrollment platform ready to be used by the fall of 2019.

This isn't the first time that the state has attempted to make the transition to a state-run enrollment platform. A few years ago, Nevada ran its own exchange. Unfortunately, the platform had numerous technical problems. In 2015, the state made the switch to Healthcare.gov's enrollment platform.

The rest of the state-run exchange was left in place, which permitted a significant amount of autonomy. For example, Nevada is the only state in the nation where plans purchased outside the exchange are available year-round, not just during the enrollment period. While subsidies are not available for an off-exchange plan, meaning that enrollees pay full price for their coverage, this provides Nevadans with a flexibility that residents in other states don't enjoy.

The move to Healthcare.gov provided a much better user experience, but unfortunately, that came at a pretty significant cost.

The transition to a state-run enrollment platform is expected to bring down operating costs. In fact, switching to its own enrollment platform will save Nevada over $18 million for the duration of the contract.

Nevada Health Link projected that leasing costs to use HealthCare.gov would amount to well over $13 million in 2020. By operating its own marketplace, the state will only pay out a little over $5 million for a five-year contract with GetInsured, saving millions of dollars in operating costs over time. These lower costs mean lower rates for health insurance providers and savings that may be passed along to consumers.

In addition to the cost savings, this switch will provide a better user experience while giving the Marketplace more efficient access to data and trends to further improve marketing efforts.

At this time, approximately 91,000 Nevada residents purchase health insurance through HealthCare.gov. In Fall of 2019, these customers will most likely have a new way of enrolling into a health insurance plan. The open enrollment period for the new program will begin in October of 2019, but the state-run platform will go live in September, giving residents an opportunity to log into the website and view the health insurance plans that are available to them.

As health insurance continues to see changes on both the federal and state level, those living in the Las Vegas region may find it a challenge to enroll in the right health insurance plan for their needs. Nevada Insurance Enrollment's health insurance agents specialize in helping local residents find the health insurance policy that provides the coverage that they need at a price that they can afford.

Learn more: https://www.nevadainsuranceenrollment.com/individual-family-health-insurance/

 

About Nevada Insurance Enrollment:

 Nevada Insurance Enrollment offers the best insurance plans at the lowest price possible.  They are a local Las Vegas, family owned insurance agency that works hard to fit you into the smartest, most affordable insurance that meets your needs.

They care about you, they work for you, they're experienced and they're local.  They are the insurance experts, let them guide you.  Talk with a friendly, knowledgeable, licensed insurance agent.  No agent fee and no charge for their service.  They don’t just sell insurance, they actually care.

Auto | Home | Health | Life | Medicare | Funeral/Cremation | Group Health | Short Term | Dental & Vision | Travel Insurance

 

Nevada Insurance Enrollment

4260 W. Craig Road suite #150-A

North Las Vegas, NV  89032

(702) 898-0554

Website: https://www.nevadainsuranceenrollment.com/

Member Note: To comment on this PR, simply click reply on the owners main post below.
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