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Shelly Rogers
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Shelly Rogers   My Press Releases

Nevada Insurance Enrollment Explains Health Insurance Preventative Care Services

Published on 5/23/2019
For additional information  Click Here

Enrollees May Be Entitled to Free Preventative Care Services
 
Post - What Is Preventive Health?
 
 

Nevada residents who are enrolled in an ACA-compliant health insurance plan are entitled to receive a broad range of preventative services without cost-sharing responsibilities, as long as the service is given by a provider within their health insurance company's network. Nevada Insurance Enrollment can help residents in the Las Vegas region find an affordable health insurance plan that covers preventative services.

Starting in 2010, preventative care coverage was added to health insurance plans for new enrollees. In 2014, this coverage expanded to plans offered in the individual health insurance market, as well as small and some large group markets.

There are four categories of preventative care that health insurance companies are required to provide coverage for without cost-sharing, including screenings and counseling, routine immunizations, preventative services for children and teens and preventative services for women.

Health insurance companies must provide evidence-based screening and counseling services for adults. Covered preventative services for adults include:

  • Depression screening
  • Diabetes screening
  • Obesity screening
  • Diet counseling
  • Screening for certain types of cancer
  • Screening for HIV and sexually transmitted infection
  • Blood pressure screening
  • STI prevention counseling

 

Health plans must completely cover routine immunizations for kids and adults, including:

  • Flu shots
  • Diphtheria, Tetanus, Pertussis
  • Hepatitis A
  • Hepatitis B
  • Human Papillomavirus
  • Poliovirus
  • Measles, Mumps, Rubella
  • Meningitis (meningococcal and pneumococcal)
  • Rotavirus
  • Varicella

 

In addition to the recommended routine vaccines and health screenings, health plans must also provide coverage for preventative services for kids and teens. This includes:

  • Behavioral and developmental assessments
  • Iron and fluoride supplements
  • Alcohol and drug use assessments
  • Autism screening for children at 18 months and 24 months
  • Blood pressure screening
  • Hearing screening for newborns
  • Height, weight and body mass index assessments
  • HIV screening for high-risk adolescents
  • Tuberculosis testing
  • Obesity screening and counseling
  • Oral health risk assessment

 

Women with an ACA-compliant health plan are entitled to additional services with no cost-sharing obligations. These include:

  • Well-woman visits
  • Cervical cancer screening
  • FDA-approved contraceptives and related services
  • Screening and counseling for HIV and STIs
  • Breastfeeding supplies and counseling
  • Domestic violence screening
  • Breast cancer chemoprevention counseling for high-risk women
  • BRCA counseling about genetic testing for high-risk women
  • Infection screenings for pregnant women
  • Anemia screening for pregnant women
  • Gestational diabetes screening for pregnant women

 

While most ACA-compliant health insurance plans provide complete coverage for routine preventative care, there are a few exceptions. Some grandfathered employer plans and policies that were purchased by those who are exempt for the individual coverage mandate may not provide all of these benefits. To find out what a plan covers or to get help finding a comprehensive health insurance plan, Nevadans should talk to a health insurance agent at Nevada Insurance Enrollment.

Understanding their health insurance coverage is necessary to ensure that enrollees are getting adequate health care service, regardless of age and health status. To find a comprehensive health insurance policy and understand their health insurance coverage, Nevadans can contact Nevada Insurance Enrollment and speak with health insurance agents who specialize in helping customers obtain health insurance policies that fit their needs.

Learn more: https://www.nevadainsuranceenrollment.com/individual-family-health-insurance/

 

About Nevada Insurance Enrollment:

Nevada Insurance Enrollment offers the best insurance plans at the lowest price possible.  They are a local Las Vegas, family owned insurance agency that works hard to fit you into the smartest, most affordable insurance that meets your needs.

They care about you, they work for you, they're experienced and they're local.  They are the insurance experts, let them guide you.  Talk with a friendly, knowledgeable, licensed insurance agent.  No agent fee and no charge for their service.  They don’t just sell insurance, they actually care.

Auto | Home | Health | Life | Medicare | Funeral/Cremation | Group Health | Short Term | Dental & Vision | Travel Insurance

 

Nevada Insurance Enrollment

4260 W. Craig Road suite #150-A

North Las Vegas, NV  89032

(702) 898-0554

Website: https://www.nevadainsuranceenrollment.com/

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