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Ervin Whitaker
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Ervin Whitaker   My Press Releases

What about the Affordable Care Act

Published on 10/15/2014
For additional information  Click Here

I mentioned in my last press release about the power of words and what affect they have on a person, more than sticks and stones.  Bones can be mended but a broken heart or soul through words is hard to mend.
Therefore, when we look at what the Affordable Care Act introduced, we can see how even our health insurance is far better.  I remember before the act, of having to tell a person about how high the premiums would be, not mentioning about the very high deductible that would make it in range of the average person's finances.  Now, if they had preexisting conditions, they would have to wait 6 to 12 months, before using their plan in that particular area: eg. diabetic would wait before using their plan to deal with an sickness in that area.  Moreover, if you had to use your plan, there was a cap per year, meaning, after the limit, you would not get any more help that year for that particular illness.  For example, if your plan had a cap of 4 million per year.  If you went beyond that for 4 million in your health care, the plan would not pay anything else that year for that illness.  What is even more striking is that you can keep your child on your plan to age 26 now, even if they are married or not in school or do not live with you; the old plan the child had to be in school or living with the parent and it would be to age about 22.

What am I saying?  The words of propaganda could have a person believing they are ripped off now, when in fact the propaganda is what really ripped them off.  For example the old plans gave more of your premiums to the over head rather to the quality of care.  Now, because of the Affordable Care Act, the plan has to contribute more to the quality of care or else give a reimbursement to the insured.  However, the propaganda says keep the old plans because the new plans cost and they are not of quality.  So one keeps the old plan with high deductibles, high premiums, cap or limit, etc. and end up ripped off, big time.

My question, would you rather pay more for quality when it comes to your health rather than lost cost but hard aches and pain?  And those words that was lied to you would go deep into your soul and hurt worse than the sticks and stones!!
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